Many of us do not know our credit score. It important to know your credit score and what is on your credit report. A credit report helps a financial institution to determine whether or not to give you a line of credit or loan you money.

A high credit score will enable you to get the most amount of money at the lowest cost. A credit report lists every financial loan or credit account that you have in open status in detail even if it contains a zero balance. You should get a copy of your credit report at least once year to protect your financial reputation from idenity theft and unauthorized use of a line of credit or credit card in your name.

Posted: Friday 9th June 2006, 4:39 AM

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